Averting a later-life financial crisis

More retirees drawing pensions without LPAs. People are generally living longer these days. Increasingly, more people are living well into their 80s and 90s – and some even longer. This may mean you have a long time to budget for. That’s why it is very important to consider all of your options carefully and think…

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Transferring ISAs

Time to bring your investments together? If you have accumulated a number of Individual Savings Accounts (ISAs) over the years, keeping them all in one place could give you better control and help you save money. There’s a common misconception that you can’t move your existing ISAs from one provider to another. Transferring your ISAs…

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Protecting you and your family’s finances

There are many things to consider when looking to protect you and your family. It may not be the most exciting of subjects, but it answers one of our most basic desires – to keep safe all that we hold dear. The State of the Protection Nation Report [1] reveals that the top reason people…

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What matters to you is key to the planning process

Have you ever thought about writing a letter to yourself to describe your ideal future life, long-term goals and the process of how to plan for them? Imagining what you want your life to be like in the long term when you retire can help you think much further ahead than you might ever have…

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Top Five Financial Scams

We’ve listed the top five financial scams to look out for in the UK. It’s important to protect yourself from scams so you don’t let a lifetime’s savings and investments be lost in moments. 1. Boiler-room Schemes These scams promise investors impressive returns, but they deliver nothing apart from a great big loss. More than…

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Making the Most of your Pensions

Have you accumulated multiple plans that need reviewing? By the time we have been working for a decade or two, it is not uncommon to have accumulated multiple pension plans. There’s no wrong time to start thinking about pension consolidation, but you might find yourself thinking about it if you’re starting a new job or…

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